The Money Management Notes provide a clear and practical guide to handling personal finances effectively. Covering ten key areas—such as budgeting, saving, spending wisely, investing, and debt management—the notes are designed to help individuals take control of their income, avoid unnecessary debt, build financial discipline, and make informed financial decisions. Whether you're a student, a young professional, or running a small business, these notes offer essential tips, examples, and tools to improve your financial well-being and achieve your short- and long-term financial goals.

Investment decision theory analyzes how to get from investors preferences to the optimal investment decisions. First, the time preference theory examines how individual investors decide whether to invest or consume their income. A second segment of decision theory deals with choices that must be made under conditions of uncertainty.

This presentation provides a practical guide on how students and young entrepreneurs can start and earn income through social media account management. It covers essential tools, skills, startup steps, pricing strategies, and client acquisition tips. Ideal for university learners, TVET trainees, and beginners looking to build a digital career or side hustle in today’s online economy.

The word discipline means orderliness or the absence of disorder in human. In other words, discipline implies behaving in a desired and responsible manner. In the workplace, it means that employees confirm to the rules and regulations framed by the organisation for an acceptable behaviour. It is the control of undesirable behaviour. It includes corrective measures necessary to enforce rules since the goals of employees and management are not always the same.

Learning outcomes Upon completion of this topic, you should be in a position to: i. Explain meaning and importance of performance appraisal ii. Describe the steps in performance appraisal process; iii. Describe various techniques of performance appraisal; iv. Discuss the benefits and challenges of appraisal. Concept and Meaning of Performance Appraisal and Perform

Inventories are carried mainly to meet forecasted demand, to protect against stock-outs and to decouple (provide some independence between) the successive components of the manufacturing-distribution systems. The main inventory types are raw material inventories, work-in-process (WIP) inventories and finished goods inventories. This chapter is on inventory planning for independent demand items. Independent demand items are finished products or service parts sold to customers, whereas dependent demand items are components that are used in the production of a finished product or other parent items. This chapter focuses on inventory planning for independent demand items.