This is a business plan of running a timberyard EXECUTIVE SUMMARY CHAPTER ONE Chapter one contains the business describes whereby you describe the nature and management structure of the business, the owners background, the business name, the business location and address, form of ownership, type of business, products and services offered, justification of opportunity, the industry, primary and secondary objectives of the business and the entry and growth strategy. CHAPTER TWO Chapter two contains the following; marketing plan and it holds the type of customers, the market share or size, the competition level with others carrying out the same business, a swot analysis table, promotion and advertisement, methods of advertisement, the pricing strategy, the sales tactics and the distribution strategy. CHAPTER THREEE Chapter three contains the organization plan whereby you describe the management team and draw the organization chart, describe the qualities of the manager and the assistant manager, recruitment, training and promotion, you describe the remuneration policy and the incentives, the license, permit and by-laws and the support services offered. CHAPTER FOUR Chapter four contains the product operation plan that holds the production facilities and capacity, business layout, production strategy, production process, the regulations affecting the operation- health regulations, safety regulations and environmental regulation process. CHAPTER FIVEChapter five contains the financial plan, pre-operational costs working capital, cash flow statement for the two years, the preform income statement, the balance sheets, the break-even analysis for the business, the desired business financing, proposed business organization and the profitability ratios.

The Savings and Credit Cooperative Societies (SACCOS) are financial co-operatives that aim at meeting the financial needs of all members men/women, old/young, rich/poor in particular, by encouraging savings and granting loans to the members. It belongs to its members who manage it democratically. They play important role in socio-economic development of members and communities in general as SACCOS enable easy access to financial services to people, encourage savings, create employment opportunities, support directly community development effort like helping community access to social services, stimulate growth of business, and improve members’ income as well as living conditions. If SACCOs are managed properly, it becomes possible to play such social and economic roles to the members and have spiral effects to the community development process. As a result, they will be able to achieve the social and economic expectations of members. However for some SACCOS as they proceed with their operations, they face various obstacles which prevent them from fulfilling the visions/expectations that people (members) and community at large. Therefore the aim of this paper was to analyse the internal and external factors that hinder SACCOS to achieve the expectations of their members. The descriptive design was used and the data used were mostly secondary being collected from various already documented reports, papers, researches and journals, and in some circumstances, primary data were used. The approach used in describing the findings was mostly qualitative. The paper revealed that the factors preventing SACCOS to meet members’ expectations are both internal and external. Internal factors are like; financial constraints, poor loan recovery, governance problems, lack of common interests, high interest rates on loans by some SACCOS, weak leadership and institutional capacity, uninformed membership, inadequate education and training, limited range of financial products and poor quality services, poor accounting and record keeping, misuse of funds and non adherence to co-operative principles. The internal factors identified include; competition, negative impacts of external financing, weak assistance form SACCOS supporting institutions, insufficient auditing and inspection, political interference and excessive donor dependency. It was recommended that to overcome these challenges and meet members’ expectations, there is a need to; promote SACCOS good governance practices, provide education and training, diversifying sources, increasing capacity and number of co-operative banks, ensure proper financial management and better accounting practices, keeping records properly and networking of the SACCOS.

Rational use of medications in neonates depends on an appreciation of the physiologic immaturity and developmental maturation that influence neonatal drug disposition. Have altered body composition, weight, size and physiologic parameters.

Inflammation is mediated by prostaglandins • The treatment of inflammation involves two primary goals: First, the relief of symptoms and the maintenance of function; and second, the slowing or arrest of the tissue-damaging process. • Salicylates and other similar agents share the capacity to suppress the signs and symptoms of inflammation. • They also exert antipyretic and analgesic effects.

Anti-infective agents are drugs designed to target foreign organisms that have invaded and infected the body of a human host. The goal of anti-infective agents is to interfere with the normal function of the invading organism to prevent it from reproducing and to cause cell death without affecting host cells

All cancers start with a single cell that is genetically different (mutated). This cell divides, eventually producing a tumor or neoplasm that has characteristics quite different from those of the original tissue. • Cancer cells lose their normal function (anaplasia), develop characteristics that allow them to grow in an uninhibited way (autonomy), and have the ability to travel to other sites in the body that are conducive to their growth (metastasis).

Insulin is the hormone produced by the pancreatic beta cells of the islets of Langerhans. • The hormone is released into circulation when the levels of glucose around these cells rise • Insulin is released from pancreatic beta cells at a low basal rate and at a much higher stimulated rate in response to a variety of stimuli, especially glucose. • The liver and kidney are the two main organs that remove insulin from the circulation

An antifungal agent is a drug that selectively eliminates fungal pathogens from a host with minimal toxicity to the host. Fungi can be found throughout the world in all kinds of environments. Most fungi don’t cause disease in people. However, some species can infect humans and cause illness. While most fungal infections affect areas such as the skin and nails, some can lead to more serious and potentially life threatening conditions like meningitis or pneumonia. There are several types of antifungal drugs available to fight fungal infections.

Malaria is transmitted by the bite of infected female anopheles mosquitoes. During feeding, mosquitoes inject sporozoites, which circulate to the liver, and rapidly infect hepatocytes, causing asymptomatic liver infection (hepatic phase)(absent in falciparum; malariae) . Merozoites released from the liver, rapidly infect erythrocytes to begin the asexual erythrocytic stage of infection that is responsible for human disease. Multiple rounds of erythrocytic development, with production of merozoites that invade additional erythrocytes, lead to large numbers of circulating parasites and clinical illness

It is a common movement disorder that involves dysfunction in the basal ganglia and associated brain structures. • It is a progressive neurological disorder of muscle movement characterized by: Tremors Muscle rigidity Bradykinesias =slowness in initiating and carrying out voluntary movements. Postural and gait abnormalities

Protozoa are a diverse group of unicellular eukaryotic organisms, many of which are motile. • Parasitic protozoa are transmitted by insects or by fecal-oral route. • In human.s protozoa mainly reside in blood or intestine . • Protozoa of medical importance include plasmodium, amoeba, trypanosomes leishmania etc

Viruses are obligate intracellular parasites; their replication depends primarily on synthetic processes of the host cell. Therefore, to be effective, antiviral agents must either block viral entry into or exit from the cell or be active inside the host cell.

The Workbook provide plenty of examination level practice questions for the candidates preparing for all KCSE mathematics papers.

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Computer literacy as defined by Webopedia is: The level of expertise and familiarity someone has with computers. Computer literacy generally refers to the ability to use applications rather than to program.

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